Disclaimer

Each calculator uses a stated formula or method, and we test calculators against independently worked examples before publishing them. Even so, results can be affected by:

• incorrect or incomplete inputs
• rounding
• the assumptions built into a formula
• changes to rates, rules or thresholds
• differences between real-world circumstances and the calculator's model
• technical errors or software bugs
• information becoming out of date

We don't guarantee that every result is complete, current, error-free or suitable for a particular purpose. Each calculator page explains its formula and assumptions so you can judge whether the result fits your situation. If you think a result is wrong, please tell us.

Finance calculators — including mortgage repayments, extra repayments, borrowing power, personal and car loans, credit cards, savings, compound interest and investment returns — give estimates based on the values and assumptions you enter. Actual outcomes can differ because of:

• interest rate changes and how often interest is charged
• lender fees, charges and loan product terms
• lenders' credit assessment criteria and serviceability buffers
• repayment frequency and timing
• investment performance, fees and taxes
• your individual financial circumstances

Nothing on the website is personal financial advice, credit advice or investment advice, or a recommendation to acquire any financial product. Borrowing-power results are not a loan pre-approval. Speak with your lender, a licensed financial adviser or a credit provider before acting.

Tools covering PAYG income tax, the Medicare levy, GST, salary, salary packaging, superannuation, negative gearing and capital gains tax use published Australian rates and thresholds for the financial year shown on each calculator. Tax rules change, and your actual position can depend on matters a calculator doesn't consider, such as other income, offsets, deductions, residency and how an asset is held.

Results are not an official tax assessment and are not tax or accounting advice.

Property calculators — including rental yield, negative gearing, property cash flow, loan-to-value ratio (LVR), stamp duty and capital gains tax — produce estimates only. Property values, rents, vacancy, lending criteria, lenders mortgage insurance, state duties, expenses and tax treatment all vary.

These tools are not a substitute for legal, financial, tax, valuation, lending or property investment advice.

Health calculators — including BMI, BMR, TDEE, body fat, ideal weight, macros, water intake, calories and kilojoules, and running pace — use general population formulas. They can't account for every medical condition, medication, body type, lifestyle factor or individual circumstance, and many are not designed for children, older adults, athletes or pregnancy.

Results are not a diagnosis and shouldn't be used to diagnose, treat, prevent or manage a medical condition.

Due date, ovulation and pregnancy weight gain calculators give estimates only. Actual ovulation, conception, gestational age and pregnancy progress vary from person to person.

Your midwife, GP or obstetrician may give a different or revised due date based on your history, an ultrasound or other clinical information — their dates should be used. Ovulation calculators must not be used as a method of contraception.

Building calculators — including concrete, paint, flooring, tiles, decking, roof pitch and tank volume — give quantity estimates. Results may not fully account for:

• material wastage and cutting losses beyond the allowance you enter
• site conditions and uneven surfaces
• product specifications and coverage rates
• installation methods
• structural, safety or engineering requirements
• the National Construction Code, Australian Standards or council requirements
• measurement errors

For structural, safety-critical or regulated building work, follow the advice of a licensed builder, engineer, architect or other qualified professional and the applicable codes and standards.

Maths, grade, weighted average, date, business day, time and hours-worked calculators are designed to simplify general calculations. Schools, universities, employers, payroll systems and awards can use their own rounding, grading, weighting, public holiday or timekeeping rules. Business-day results use the published public holidays for each state and territory, and local or one-off holidays may differ. Always check the rules that apply when a result is used for an official purpose such as pay, leave or assessment.

Unit converters use standard conversion factors and are rounded for display. Some industries use specialised definitions, tolerances or rounding rules; data storage sizes differ between decimal (GB) and binary (GiB) conventions; and size charts such as bra sizes and game sensitivity settings can vary between brands and versions. For engineering, scientific, medical or safety-critical work, verify conversions with an authoritative source.

We may link to government resources, reference material and other websites. We don't control those websites and aren't responsible for their content, accuracy, availability, privacy practices or terms. A link doesn't mean we endorse the organisation, product or service. Advertising shown on the website is provided by third parties and is not a recommendation by Easy Calculator.

We aim to keep EasyCalculator.com.au available and working, but we don't guarantee continuous, uninterrupted or error-free access. Calculators and features may be changed, updated, suspended or removed without notice.

To the maximum extent permitted by law, Easy Calculator and the people involved in operating the website are not liable for any loss, damage or expense arising from your use of, or reliance on, the website, calculator results or information. This includes, where permitted by law, loss arising from:

• incorrect inputs
• incorrect or out-of-date results
• financial, investment, lending or tax decisions
• property, health, construction or renovation decisions
• third-party websites or advertising
• technical interruptions or errors

Nothing in this Disclaimer excludes, restricts or modifies any right, guarantee or remedy that cannot lawfully be excluded under the Australian Consumer Law or other applicable legislation.

We may update this Disclaimer to reflect changes to the website, our calculators or applicable requirements. The updated version will be published on this page with a new “Last updated” date.

If you believe a calculator contains an error, or you have a question about this Disclaimer, please contact us.